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Marine

Marine insurance is a type of insurance that protects cargo and vessels from a variety of risks, including sinking, grounding, fire, and theft. It is essential for any business that ships goods by sea, as it can help to cover the costs of losses in the event of a covered incident.

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Insurance Solutions

A Necessity for Protecting Your Cargo and Vessel

Here are just a few of the reasons why you need to purchase marine insurance:

Cargo can be lost or damaged in transit. 

Cargo can be lost or damaged for a variety of reasons, including storms, fires, and collisions. Marine insurance can help to cover the cost of replacing or repairing damaged or lost cargo.

Vessels can be damaged or lost.

Vessels can be damaged or lost for a variety of reasons, including storms, grounding, and collisions. Marine insurance can help to cover the cost of repairing or replacing damaged or lost vessels.

Marine insurance can protect you from third-party liability. 

If your cargo or vessel causes damage to another person's property or injures another person, marine insurance can help to cover the costs of defending yourself against a lawsuit and any damages that may be awarded.

Here are a few examples of marine insurance claims:

  • A cargo ship sank in a storm, resulting in the loss of all cargo on board. The cargo owner filed a claim with their marine insurance company to cover the cost of the lost cargo.
  • A container ship ran aground and was damaged. The ship owner filed a claim with their marine insurance company to cover the cost of repairing the ship.
  • A fire broke out on a cargo ship, damaging some of the cargo on board. The cargo owner filed a claim with their marine insurance company to cover the cost of the damaged cargo.
  • A cargo ship collided with another ship, damaging both ships. The ship owners of both ships filed claims with their marine insurance companies to cover the cost of repairing their ships.

These are just a few examples of the many ways that marine insurance can help to protect businesses and their clients. If you are involved in the marine industry, it is important to talk to JV Hutton to make sure that you have the right cover in place.

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GET EXPERT ADVICE

The marine industry presents complex exposures and liabilities, which demand a high level of specialist knowledge and expertise. JV Hutton have been present in the marine insurance market since its foundation in 1995.
Get in touch today!

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